Price Reduction - Waterfront
Address
904 Cottage Row Lane, Cedar Falls, IA
Price
$ 320,000
Property Attributes
- MLS#20263623
- TypeSingle Family
- Listing Status ACTIVE
- CountyBLACK HAWK
- CityCedar Falls
- AreaBlack Hawk
- NeighborhoodAUDITOR BARNES PLAT NO 7
- Zip50613
- Style1 Story
- Year Built1945
- Taxes$ 4268
- Price$ 320,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1430
- Lot Size0.48 Acres
Data Source:
Listings courtesy of Northeast Iowa Regional Board of REALTORS® as distributed by MLS GRID
Property Description
If your list of must-haves includes river frontage and an almost unreasonable amount of garage space, we should probably talk. This Cedar Falls raised-ranch sits on a half-acre along the Cedar River, and the setting is easily the star of the show. Several skylights bring natural light into the open main living space, where the kitchen, dining area, and living room flow together around a gas fireplace. New flooring, fresh paint, renovated bathrooms, and new appliances mean plenty of the updating has already been handled—which is always preferable to discovering your weekends have somehow become dedicated to home improvement. Inside, you'll find 1,430 finished square feet with three bedrooms and two bathrooms. There's room for sleeping, guests, an office, hobbies, or the room everyone eventually has that doesn't really have a name but somehow stores everything. And then there's the backyard. Or, more accurately, the river. The lot stretches toward the Cedar River, with a deck overlooking the water and a setting that changes right along with the seasons. The bike trail is steps away and Black Hawk Park is nearby, making it remarkably easy to walk, bike, fish, or generally become the outdoorsy person you've been meaning to become. Sitting on the deck with coffee and doing none of those things is also a perfectly reasonable choice. Now, we need to talk about the garages because this property has decided one garage simply isn't enough. There's a detached two-stall garage. Another one-stall garage. And then an entire garage underneath the house that's insulated and climate controlled. Cars, motorcycles, bikes, kayaks, pontoon (seriously), tools, woodworking, projects—the hobby that started innocently enough and now requires dedicated square footage—there's room for it. And that's really the thing about this house: it isn't particularly interested in being like every other house. You get an updated three-bedroom home, half an acre along the Cedar River, the trail practically outside your door, Black Hawk Park nearby, and a garage situation we're still talking about several paragraphs later. It's a little different. We think that's the point.
| Elementary School | Middle School | High School |
|---|---|---|
| North Cedar Elementary | Holmes Junior High | Cedar Falls High |
| Price History | |
|---|---|
| 8/5/2026 | Listed $360,000 |
| 9/16/2026 | 12$320,000 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Forced Air,Propane |
| Cooling | Ceiling Fan(s),Central Air |
| Roof | Asphalt |
| Appliances | Appliances Negotiable,Dishwasher,Dryer,Free-Standing Range,Sump Pump,Refrigerator,Hood Fan,Washer,Gas Water Heater,Water Softener Owned |
| Zoning | R-1 |
| Construction Materials | Aluminum Siding |
| Year Built | 1945 |
| Property Subtype | Single Family Residence |
| Assoc Fee Paid Per | N/A |
| County | Black Hawk |
| Property Type | Residential |
| Subdivision Name | AUDITOR BARNES PLAT NO 7 |
| Full Baths | 2 |
| Status | ACTIVE |
| High School | Cedar Falls High |
| City | Cedar Falls |
| Lot Size Square Feet | 21060 |
| Carport Spaces | 3 |
| Elementary School | North Cedar Elementary |
| Tax Annual Amount | 4268 |
| Middle/Junior High School | Holmes Junior High |
| Additional Parcels Y/N | No |
| Virtual Tour | https://vimeo.com/1215885621?fl=tl&fe=ec |
| Tax Assessed Value | 284420 |
Interior Features
| Interior Amenities | Ceiling Fan(s),Ceiling Fan/Light,Pantry |
|---|---|
| Basement | Concrete,Entrance-Outside,Unfinished |
| Fireplace Features | One,Gas,Living Room |
| Laundry Features | 1st Floor,Electric Dryer Hookup,Laundry Room |
| Total Bedrooms | 3 |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Dock,Fishing,Outbuildings |
|---|---|
| Parking Features | RV Access/Parking,Attached Garage,Detached Garage,Garage Door Opener,Heated Garage,Oversized,Workshop in Garage |
| Lot Features | Landscaped,River Front,Waterfront |
| Water Source | Private Well |
| Lot Dimensions | 134x180x100x180 |
| Lot Size Acres | 0.48 |
| Road Surface Type | Gravel |
| Road Frontage Type | Gravel |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 50613
Price
Taxes
Year Built
Visits
